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3. Apply the 24-Hour Rule Avoid impulse buys by waiting 24 hours before making a purchase. If you still want it, you’ll know it’s not an emotional decision.
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4. Cancel Unused Subscriptions Audit your subscriptions monthly. Cancel services you don’t use, and consider sharing family plans.
5. Cook More, Eat Out Less Preparing meals at home can cut your food budget by 50% or more. Meal planning prevents waste and reduces last-minute spending.
6. Buy Generic Brands Store brands often match or exceed name-brand quality at a lower price. Compare ingredients and reviews.
